Menu

Member Insurance Plans

cit-sm

Insurance Products through Chamber Insurance Trust (CIT)

With the changes in Healthcare reform, Chamber member companies are reviewing the health insurance they offer to their employees.  Through CIT, you can now see what three companies have to offer.  HealthyCT,  Harvard Pilgrim and Aetna. These are three quality insurance companies that are now available to Chamber members.  These companies have innovative products that help reduce the cost of healthcare, while providing quality coverage.

Additionally, many health plans now have deductibles for hospital services.  There is a reasonable option to help defray this cost.  The Hospital Indemnity plan exclusively from Aetna pays to the insured if they are admitted to a hospital for 24 hours or more.

As a business owner, you can also offer voluntary benefits.  One or more of your employees can choose to enroll in Vision care, Dental, Short Term Disability and Term Life Insurance.

Other member offerings include providing Group Life, Group Short Term, and Long Term Disability.

For your employees that are over 65 Medicare Advantage plans are available.

These are a few of the products and services that are available to you because of your membership in the Canton Chamber of Commerce.  Now is the time to see how these and other benefits can make a difference for you and your employees.

AETNA PLAN:

Chamber One Health Insurance Offered by Aetna Chamber One is now available to all chamber members. Chamber members now can apply for Chamber One by calling one of the participating agents listed below.

All Aetna Advantage Plans include broad coverage for peace of mind and optional dental coverage. Members can visit nearly any doctor or hospital they choose, although out-of-pocket costs will be lower when members select a provider from Aetna’s wide national network of participating physicians, hospitals and dentists.

Additional features include no referrals required to see a specialist, no waiting period for preventive care and 100% coverage for childhood immunizations up to age 18.

Each Aetna Advantage Plan also is available on a child-only basis, so that parents can obtain health coverage for their children, even if no other family members enroll in the plan.

The plans offer locked-in rates that are guaranteed not to increase for 12 months from the plan’s effective date. Also, members can choose a Health Savings Account (HSA)-compatible plan that pairs a high-deductible plan with a special account that lets members pay for qualified medical expenses with tax-advantaged funds.

Optional dental plans are available in most states and include 100% coverage for diagnostic and preventive services, such as cleanings, x-rays and oral exams.

All plans include special programs for guidance, answers, and discounts including Aetna Navigator, the total online source for health information and tools and a Personal Health Record that helps members view their medical history and add other information that is important to them from one secure online location.

College Savings Program:

We are excited that the Chet Advisor 529 College Savings Program is available for Canton Chamber of Commerce members and their employees.  A 529 College Savings plan is a tax-advantaged way to save for higher-education expenses, such as tuition, room and board, and required books and supplies.  As a member,  you have the traditional benefits of a college savings plan plus the waiver of the up-front sales charge of up to 5.50%.  Residents of the state of Connecticut may also receive a state income tax deduction for contributions up to $5,000 ($10,000 for taxpayers filing jointly).  Relatives and friends that are Connecticut residents can also establish a Chet Advisor 529 College Savings account.

Contributing to the plan is easy with the choice of the following contribution options:

  • Systematic Investment Program:  contributions are automatically drafted from your bank account in amounts and dates that you select
  • Contributions via check:  you can contribute to the plan directly by check

On-line contributions:  log on the website to make one time electronic contributions from your personal bank account

For additional information regarding the program, please contact:

Jill Brandon, Robert Hensley & Associates, 860-751-3862

Beth Duffy, Edward Jones, 860-693-6693

Kristin Oswald, Planning Partners, 860-693-9916

Peter Vignati, Edward Jones,  860-676-1442

Member Agents Representing Chamber-Sponsored Insurance Products

Ann Bowen
Ann Bowen Insurance & Investments
26 Center St.
Winsted, CT 06098
Phone: 860-379-2885
E-mail: ann@bowenagencyllc.com
Website: www.bowenagencyllc.com


Jill Brandon
Robert Hensley & Associates
10 Avon Meadow Lane
Avon, CT 06001
860-678-1090
jill@hensleyassociates.com
www.hensleyassociates.com


Deb Cleary
Norcom Insurance
139 Simsbury Rd.
Avon, CT 06001
Phone: 860-889-2738
E-mail: deb@norcom-usa.com


Mike D’Apice
Insurance and Investment Solutions
P.O. Box 891
Canton, CT 06019
Phone & Fax: 860-693-4919
E-mail: moneymindfulness@comcast.net


Irene DeSouza
Peter M. Bakker Agency, Inc.
302 West Main St.
Avon, CT 06001
Phone: 860-676-1957
E-mail: Idesouza@bakkerinsurance.com
Website: www.bakkerinsurance.com